Low Cost Private Health Care

Fully or partially paid by the employee, low cost health care and cash plans represent value for money and are a simple, flexible solution for your employees and their families. While the traditional cash plan may still have its place there are now a wide range of low cost plans which can really help to offer the advantages of private healthcare to employees who may be outside of your budget for full private medical insurance.

Alpha Healthcare will cut through the potentially confusing array of alternatives which typically all claim to offer something new and shortlist products that suit your objectives and budget.

The potential disadvantage of traditional cash plans is that the benefit may be paid irrespective of whether treatment is private or via the NHS - so delays and inconvenient appointments via the NHS can all mean increased absence from work.

But from around £50 annually you can offer employees assistance with private consultations for diagnosis, therapy treatments and scans.

With only a marginally increased budget the focus can be on hospital treatment with cash sums available for a wide range of medical procedures.

Employer advantages

• Flexibility of scheme design to suit budget
• Helps demonstrate level of care
• Can improve staff recruitment and retention
• Can reduce absenteeism while improving overall productivity

Employee advantages

• See advantages of private healthcare via fast diagnosis or treatment via private hospitals
• Take responsibility for own healthcare by receiving cash sums to spend on treatment